Repay

How to repay

You have two flexible ways to repay your loans:

Repay via linked wallet: Repay directly from your connected wallet
Repay via deposit address: Repay by sending funds directly to your unique deposit address

Repay via linked wallet

Repaying BTC borrow position from a linked wallet

Select the Portfolio tab
Expand the asset you want to repay
Enter an amount to repay
Click Repay then select Wallet
Sign the repayment transaction

Repay via deposit address

Every Liquidium profile automatically includes a unique deposit address for Bitcoin and Ethereum. This means you can repay loans without linking any wallet.

Repaying borrow position via deposit address

Select the Portfolio tab
Expand the asset you want to repay
Click Repay then Deposit address
Copy your unique deposit address
Send the correct asset on the correct network to that address from any wallet or exchange

Only send the repayment asset on the network shown in the modal. Sending other assets or using the wrong network may result in loss of funds.

We will automatically detect any incoming transactions.

For full repayment, send the exact amount shown in the modal. Excess funds may not be credited to your account.

Always follow the minimum amount and network shown in the current repay modal; the displayed minimum may include current network or minter fees.

Pending repayments

Viewing a pending USDT repayment

Each chain has its own requirement for the number of confirmations before funds are fully accounted. Once a repayment is initiated, it's moved into the pending section awaiting the required confirmations. After the confirmations are met, it finalizes for ~3mins.

Repayments only take effect once fully confirmed and finalized.

If you submit a repayment while your position is at risk, and your position becomes liquidatable before the repayment confirms, liquidation may occur before your repayment is processed.

Bitcoin: Requires 4 confirmations, ~10 minutes per confirmation.
Ethereum: Requires 64 confirmations, ~12s per confirmation.

Learn more about blockchain confirmation times here .

Try it in Demo Mode

You can use Demo Mode to explore this flow without connecting a wallet or using real funds. Demo Mode gives you fake funds inside the app so you can try supplying, borrowing, and repaying before using a real account.

When you are ready to use real funds, turn Demo Mode off and connect or use your actual account details.

Repayment terms

There is no set repayment date - you can repay any amount at any time
Interest accrues continuously and compounds
Repaying reduces your debt and improves your portfolio health