Supply

How to supply

You have two flexible ways to supply assets:

Supply with a linked wallet: Directly supply from your connected Bitcoin or Ethereum wallet
Supply via deposit address: Send funds directly to your unique deposit address

Supply with a linked wallet

Supplying Bitcoin directly from a linked wallet

Connect a wallet for the chain you want to supply from
Select which asset you want to supply by clicking the dropdown
Enter the amount you want to supply
Click Supply then select Wallet
Approve the supply transaction in your wallet

Supply via deposit address

Every Liquidium profile automatically includes a unique Bitcoin and Ethereum deposit address. This means you can supply BTC via the Bitcoin network or Ethereum assets such as USDT via the Ethereum network without linking any wallet.

Supplying Bitcoin via deposit address

Select Bitcoin as the asset you want to supply by clicking the dropdown
Click Supply then Deposit address
Copy your unique Bitcoin deposit address
Send Bitcoin to that address from any wallet or exchange

We will automatically detect incoming transactions. Always follow the minimum amount and network shown in the current supply modal; the displayed minimum may include current network or minter fees.

If a deposit is too small to cover current fees, the app may show an underfunded deposit warning. In that case, send the displayed shortfall to the same deposit address or wait for fees to change.

Pending supplies

Viewing pending Bitcoin supplies

Confirmation requirements vary by blockchain. Upon initiating a supply, funds are placed in a pending state until the required number of confirmations is reached. The deposit then enters a brief finalization phase (approximately three minutes), after which it becomes active earning yield and eligible for use as collateral.

Bitcoin: Requires 4 confirmations, ~40 minutes total
Ethereum: Requires 64 confirmations, ~13 minutes total

Learn more about blockchain confirmation times here

Try it in Demo Mode

You can use Demo Mode to explore this flow without connecting a wallet or using real funds. Demo Mode gives you fake funds inside the app so you can try supplying, borrowing, and repaying before using a real account.

When you are ready to use real funds, turn Demo Mode off and connect or use your actual account details.

How supplying works

How is yield earned

Lenders can supply their assets to the pool to earn yield. These assets are pooled and lent to borrowers, who repay loans with interest. The interest earned is accrued to lenders and reflected in their account balances.

Borrowers must use over-collateralized loans. This helps keep the lending pool solvent, as borrower collateral can be automatically liquidated to cover bad debt.

About your interest

Interest is compounded and denominated in APY (Annual Percentage Yield)
The APY is dynamic and fluctuates based on market conditions
There are no fixed terms - you can request a withdrawal of any amount at any time, fully non-custodial

Learn more about withdrawals here.

Supply assets as collateral for loans

Loans need to be over-collateralized. Any supplied asset can be used as collateral for a loan. Learn more about borrowing here.